:root{
  --navy:#0b3567;
  --navy-2:#082a50;
  --blue:#123f78;
  --green:#58a52c;
  --green-dark:#2d7a2c;
  --gold:#c89a2b;
  --ink:#172233;
  --muted:#667085;
  --soft:#f5f8fb;
  --soft-green:#f2f8ee;
  --white:#fff;
  --border:#e5eaf0;
  --shadow:0 18px 55px rgba(9,45,82,.10);
  --radius:22px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}
img{max-width:100%;height:auto}
a{color:inherit;text-decoration:none}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.skip-link{position:absolute;left:-9999px;top:auto}
.skip-link:focus{left:16px;top:16px;background:#fff;padding:10px 14px;z-index:9999}
.topbar{background:var(--navy-2);color:#dfeaf6;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}
.header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(11,53,103,.08)}
.nav{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand img{display:block;width:205px;height:auto}
.nav-links{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:700;color:#30445b}
.nav-links a{position:relative;padding:28px 0}
.nav-links a:hover,.nav-links a.active{color:var(--navy)}
.nav-links a.active:after{content:"";position:absolute;left:0;right:0;bottom:20px;height:2px;background:linear-gradient(90deg,var(--gold),var(--green))}
.nav-cta{background:var(--navy);color:#fff!important;padding:12px 17px!important;border-radius:999px;box-shadow:0 8px 22px rgba(11,53,103,.18)}
.nav-cta:hover{background:var(--navy-2)}
.menu-btn{display:none;border:0;background:transparent;font-size:28px;color:var(--navy);cursor:pointer}
.hero{position:relative;overflow:hidden;background:
 radial-gradient(circle at 84% 18%,rgba(88,165,44,.14),transparent 28%),
 radial-gradient(circle at 12% 80%,rgba(200,154,43,.10),transparent 30%),
 linear-gradient(135deg,#f9fbfd 0%,#fff 55%,#f6faf3 100%)}
.hero .container{min-height:630px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:55px;padding:70px 0}
.eyebrow{display:inline-flex;align-items:center;gap:9px;color:var(--navy);font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:12px}
.eyebrow:before{content:"";width:32px;height:2px;background:var(--gold)}
h1,h2,h3{line-height:1.12;margin:0 0 18px;color:var(--navy-2)}
h1{font-size:clamp(42px,5vw,70px);letter-spacing:-.045em}
h2{font-size:clamp(30px,4vw,46px);letter-spacing:-.035em}
h3{font-size:22px}
.hero p{font-size:18px;color:#526174;max-width:660px}
.hero-actions{display:flex;flex-wrap:wrap;gap:13px;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:999px;padding:13px 21px;font-weight:800;font-size:14px;border:1px solid transparent;transition:.2s}
.btn-primary{background:var(--navy);color:#fff;box-shadow:0 12px 30px rgba(11,53,103,.18)}
.btn-primary:hover{transform:translateY(-2px);background:var(--navy-2)}
.btn-secondary{border-color:#cbd5df;color:var(--navy);background:#fff}
.btn-secondary:hover{border-color:var(--green);color:var(--green-dark)}
.hero-visual{position:relative;min-height:440px;display:flex;align-items:center;justify-content:center}
.hero-card{width:min(510px,100%);padding:38px;border:1px solid rgba(11,53,103,.10);border-radius:30px;background:rgba(255,255,255,.78);box-shadow:var(--shadow);position:relative;overflow:hidden}
.hero-card:before{content:"";position:absolute;width:230px;height:230px;border-radius:50%;right:-85px;top:-95px;background:rgba(88,165,44,.14)}
.hero-logo{width:330px;margin:0 auto 18px;display:block}
.hero-card .quote{font-size:23px;font-weight:800;color:var(--navy);text-align:center}
.leaf-line{height:4px;width:90px;background:linear-gradient(90deg,var(--gold),var(--green));border-radius:999px;margin:20px auto}
.section{padding:92px 0}
.section-soft{background:var(--soft)}
.section-green{background:var(--soft-green)}
.section-head{max-width:760px;margin-bottom:42px}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto}
.section-head p{color:var(--muted);font-size:17px;margin:0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:30px;box-shadow:0 8px 30px rgba(20,42,66,.05)}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);transition:.2s}
.icon{width:50px;height:50px;border-radius:15px;background:linear-gradient(135deg,#edf5fb,#f2f8ee);display:grid;place-items:center;color:var(--navy);font-size:22px;margin-bottom:22px}
.card p{color:var(--muted);margin:0}
.stat-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#dfe7ee;border-radius:20px;overflow:hidden;margin-top:-35px;position:relative;z-index:2}
.stat{background:#fff;padding:28px;text-align:center}
.stat strong{display:block;font-size:26px;color:var(--navy)}
.stat span{color:var(--muted);font-size:14px}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:center}
.panel{background:#fff;border:1px solid var(--border);border-radius:28px;padding:34px;box-shadow:var(--shadow)}
.checklist{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:13px}
.checklist li{display:flex;gap:12px;align-items:flex-start;color:#45566b}
.check{flex:0 0 22px;width:22px;height:22px;border-radius:50%;background:#eaf5e5;color:var(--green-dark);display:grid;place-items:center;font-size:12px;font-weight:900;margin-top:2px}
.quote-band{padding:68px 0;background:linear-gradient(120deg,var(--navy-2),var(--navy));color:#fff}
.quote-band h2{color:#fff;max-width:820px}
.quote-band p{color:#cbd9e8;max-width:760px}
.cta{background:linear-gradient(135deg,#f8fbfd,#f2f8ee);border:1px solid var(--border);border-radius:30px;padding:45px;display:flex;justify-content:space-between;align-items:center;gap:30px}
.page-hero{padding:75px 0;background:linear-gradient(135deg,#f7fafc,#f3f8ef)}
.page-hero p{max-width:760px;color:var(--muted);font-size:18px}
.breadcrumb{font-size:13px;color:#6b7787;margin-bottom:18px}
.breadcrumb a{color:var(--navy)}
.badge{display:inline-block;padding:7px 12px;border-radius:999px;background:#eef6e9;color:var(--green-dark);font-weight:800;font-size:12px;margin-bottom:16px}
.timeline{display:grid;gap:18px}
.timeline-item{display:grid;grid-template-columns:45px 1fr;gap:18px;align-items:start}
.timeline-dot{width:45px;height:45px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:24px}
.contact-list{display:grid;gap:14px}
.contact-item{padding:22px;border:1px solid var(--border);border-radius:18px;background:#fff}
.contact-item strong{display:block;color:var(--navy);margin-bottom:5px}
.form{display:grid;gap:16px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{font-weight:750;font-size:14px;color:#34465c}
input,textarea,select{width:100%;margin-top:7px;padding:14px 15px;border:1px solid #d5dee7;border-radius:13px;font:inherit;background:#fff;color:var(--ink)}
textarea{min-height:150px;resize:vertical}
input:focus,textarea:focus,select:focus{outline:3px solid rgba(88,165,44,.13);border-color:var(--green)}
.notice{padding:18px 20px;border-radius:16px;background:#fff8e8;border:1px solid #f0dfad;color:#6a5520}
.footer{background:#071e38;color:#b9c8d8;padding:60px 0 25px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr 1fr;gap:40px}
.footer img{width:205px;background:#fff;border-radius:8px;padding:5px}
.footer h3{color:#fff;font-size:15px;margin-bottom:15px}
.footer a{color:#b9c8d8}
.footer a:hover{color:#fff}
.footer-links{display:grid;gap:8px;font-size:14px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.10);margin-top:35px;padding-top:20px;display:flex;justify-content:space-between;gap:15px;font-size:13px}
.disclaimer{font-size:12px;color:#93a6ba;max-width:850px}
.mobile-only{display:none}
@media(max-width:1000px){
 .nav-links{gap:15px}
 .hero .container{grid-template-columns:1fr}
 .hero-visual{min-height:auto}
 .split{grid-template-columns:1fr}
 .grid-3{grid-template-columns:1fr 1fr}
 .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
 .container{width:min(var(--max),calc(100% - 28px))}
 .topbar .container{justify-content:center;text-align:center}
 .topbar .right{display:none}
 .nav{min-height:74px}
 .brand img{width:175px}
 .menu-btn{display:block}
 .nav-links{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;border-bottom:1px solid var(--border);padding:10px 20px 20px;flex-direction:column;align-items:stretch;gap:0;box-shadow:0 18px 30px rgba(0,0,0,.08)}
 .nav-links.open{display:flex}
 .nav-links a{padding:13px 0}
 .nav-links a.active:after{display:none}
 .nav-cta{text-align:center}
 .hero .container{padding:55px 0}
 .hero-card{padding:24px}
 .hero-logo{width:260px}
 h1{font-size:42px}
 .section{padding:68px 0}
 .grid-3,.grid-2,.contact-grid,.form-row{grid-template-columns:1fr}
 .stat-strip{grid-template-columns:1fr;margin-top:-15px}
 .cta{padding:30px;flex-direction:column;align-items:flex-start}
 .footer-grid{grid-template-columns:1fr}
 .footer-bottom{flex-direction:column}
 .mobile-only{display:block}
}